Near the end of my college career at the beginning of my professional career, I got a credit card. I thought it would be a good way for me to build credit for any future purchases I might need to make like buying a house.
At first, I was good about paying it off. But little by little I began to carry debt on that card. The more debt I amassed the more my monthly payment became. Eventually, I had amassed so much debt I was barely making the monthly interest payment. But I kept on spending.
Now I didn’t let things get too out of control. I was in sales. Whenever I would get a big bonus, I would pay down my debt. Over the years, I would yo-yo between debt and paying it off. Back and forth, back and forth I would go. That is until I met Jen. At the time, Jen was much more financially responsible. She didn’t carry debt on her credit cards. She paid them off every month.
When we got engaged, she told me she wanted me to pay off my debt before we got married. I had to buckle down. I couldn’t keep buying. Racking up the credit card debt. Thankfully, the Lord blessed me with several deals that provided enough bonus money to pay off my debt before we married. Since then, Jen and I have never carried any debt on our credit card. We pay it off at the end of each month.
Reflecting back on my time in debt, the reason I kept spending was that I thought another experience or another possession would satisfy me.“If I just did that or had this, I would be good,” I thought. But nothing ever satisfied, which is why I had so much debt.
Idols can’t deliver on their promises. They can’t provide us with ultimate joy and satisfaction. They can’t save us. God wants us to understand that — Idols can’t save instead they leave us empty. If we hold on to them, if we cling to them, they will eventually lead us to death. Not just physical death, but eternal death.